Introducing 519-521 Monterey Boulevard, a unique opportunity in the heart of San Francisco! This 2-unit building offers unlimited potential for both owner occupants and investors. The upstairs two bedroom, one bathroom home (delivered vacant) features a spacious, open floor plan with a beautiful fireplace and original hardwood floors. The kitchen and bathroom were recently updated with new Quartz countertops. The home boasts SF charm throughout and includes two spacious bedrooms with the primary bedroom overlooking the serene backyard. Enjoy access to a large backyard with multiple entertaining areas, perfect for pets and BBQing with friends. The lower unit is a commercial, tenant occupied unit, providing steady rental income. The cherry on top is a massive, vacant 2 car tandem garage with side by side washer and dryer with extra storage. Conveniently located with easy access to 101 & 280 freeways and public transportation making travel throughout the city a breeze. Whether you're looking for a stylish residence or a smart investment, 519-521 Monterey Boulevard has it all.